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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,558 | $110,410-66.0% | $102,437-63.3% | $145,897-74.3% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 9.36% | 24.85%-15.5pp | 24.95%-15.6pp | 552.29%-542.9pp |
| Employer contribution / active EE | $1,898 | $4,217-55.0% | $3,871-51.0% | $4,663-59.3% |
| Participant deferral / active EE | $3,328 | $5,622-40.8% | $5,060-34.2% | $6,689-50.3% |
| Admin fee / account holder | $1,642 | $9,745-83.2% | $8,388-80.4% | $13,390-87.7% |