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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,279 | $118,877-24.9% | $96,570-7.5% | $167,536-46.7% |
| Participation rate | 77.8% | 75.5%+2.3pp | 69.8%+8.0pp | 82.1%-4.3pp |
| Annual return | 10.34% | 50.50%-40.2pp | 37.79%-27.5pp | 478.82%-468.5pp |
| Employer contribution / active EE | $1,447 | $3,121-53.6% | $2,357-38.6% | $4,839-70.1% |
| Participant deferral / active EE | $9,542 | $4,617+106.7% | $3,849+147.9% | $6,342+50.4% |
| Admin fee / account holder | $1,318 | $8,069-83.7% | $6,182-78.7% | $12,315-89.3% |