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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,599 | $106,923-43.3% | $84,023-27.9% | $152,909-60.4% |
| Participation rate | 61.5% | 75.3%-13.7pp | 69.0%-7.5pp | 82.5%-20.9pp |
| Annual return | 19.45% | 105.02%-85.6pp | 71.32%-51.9pp | 345.46%-326.0pp |
| Employer contribution / active EE | $3,450 | $2,735+26.1% | $1,984+73.9% | $4,764-27.6% |
| Participant deferral / active EE | $4,897 | $4,013+22.0% | $3,239+51.2% | $5,851-16.3% |
| Admin fee / account holder | $0 | $8,289-100.0% | $6,102-100.0% | $11,601-100.0% |