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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,186 | $81,749-44.7% | $58,544-22.8% | $139,456-67.6% |
| Participation rate | 60.0% | 61.3%-1.3pp | 50.9%+9.1pp | 80.3%-20.3pp |
| Annual return | 12.95% | 7425.45%-7412.5pp | 4249.56%-4236.6pp | 373.45%-360.5pp |
| Employer contribution / active EE | $1,659 | $1,398+18.6% | $1,053+57.5% | $4,753-65.1% |
| Participant deferral / active EE | $12,295 | $2,555+381.2% | $1,923+539.4% | $6,711+83.2% |
| Admin fee / account holder | $456 | $3,272-86.1% | $2,520-81.9% | $11,407-96.0% |