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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,750 | $72,071+13.4% | $68,368+19.6% | $137,256-40.4% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 17.79% | 353.14%-335.3pp | 292.57%-274.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $2,545 | $2,788-8.7% | $2,649-3.9% | $4,156-38.8% |
| Participant deferral / active EE | $9,639 | $4,410+118.6% | $4,123+133.8% | $6,407+50.4% |
| Admin fee / account holder | $534 | $5,336-90.0% | $5,150-89.6% | $12,270-95.7% |