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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,750 | $102,595-20.3% | $94,057-13.1% | $154,746-47.2% |
| Participation rate | 60.0% | 76.0%-16.0pp | 73.3%-13.3pp | 80.7%-20.7pp |
| Annual return | 17.79% | 583.42%-565.6pp | 480.62%-462.8pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,545 | $3,147-19.1% | $2,933-13.2% | $4,379-41.9% |
| Participant deferral / active EE | $9,639 | $5,118+88.3% | $4,709+104.7% | $6,730+43.2% |
| Admin fee / account holder | $534 | $7,736-93.1% | $7,244-92.6% | $14,365-96.3% |