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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,587 | $96,643+1.0% | $86,617+12.7% | $139,456-30.0% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 25.16% | 106.57%-81.4pp | 591.91%-566.7pp | 373.45%-348.3pp |
| Employer contribution / active EE | $1,871 | $3,264-42.7% | $3,023-38.1% | $4,753-60.6% |
| Participant deferral / active EE | $19,116 | $4,835+295.4% | $4,437+330.8% | $6,711+184.8% |
| Admin fee / account holder | $969 | $6,406-84.9% | $5,613-82.7% | $11,407-91.5% |