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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,429 | $176,077-96.3% | $159,455-96.0% | $167,518-96.2% |
| Participation rate | 87.5% | 84.9%+2.6pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 0.00% | 331.83%-331.8pp | 263.63%-263.6pp | 478.71%-478.7pp |
| Employer contribution / active EE | $2,400 | $5,298-54.7% | $4,830-50.3% | $4,838-50.4% |
| Participant deferral / active EE | $3,460 | $7,751-55.4% | $7,353-52.9% | $6,342-45.4% |
| Admin fee / account holder | $617 | $12,556-95.1% | $10,800-94.3% | $12,312-95.0% |