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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,707 | $88,754-68.8% | $81,820-66.1% | $145,877-81.0% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 18.77% | 1031.77%-1013.0pp | 777.93%-759.2pp | 551.28%-532.5pp |
| Employer contribution / active EE | $1,358 | $3,085-56.0% | $2,915-53.4% | $4,663-70.9% |
| Participant deferral / active EE | $11,765 | $4,648+153.1% | $4,323+172.2% | $6,691+75.9% |
| Admin fee / account holder | $614 | $8,424-92.7% | $7,391-91.7% | $13,402-95.4% |