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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,738 | $96,691-84.8% | $86,656-83.0% | $139,487-89.4% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 0.00% | 106.87%-106.9pp | 593.09%-593.1pp | 373.84%-373.8pp |
| Employer contribution / active EE | $3,449 | $3,267+5.6% | $3,025+14.0% | $4,755-27.5% |
| Participant deferral / active EE | $6,051 | $4,838+25.1% | $4,439+36.3% | $6,713-9.9% |
| Admin fee / account holder | $5,615 | $6,414-12.5% | $5,619-0.1% | $11,407-50.8% |