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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,931 | $100,003-73.1% | $146,685-81.6% | $85,856-68.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 7.98% | 18.93%-11.0pp | 22.75%-14.8pp | 318.58%-310.6pp |
| Employer contribution / active EE | $999 | $2,559-61.0% | $4,137-75.9% | $2,565-61.1% |
| Participant deferral / active EE | $5,757 | $4,006+43.7% | $5,507+4.6% | $3,952+45.7% |
| Admin fee / account holder | $19,443 | $7,704+152.4% | $10,281+89.1% | $6,261+210.6% |