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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,446 | $102,393-64.4% | $147,041-75.2% | $80,911-55.0% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.6%+22.4pp |
| Annual return | 14.00% | 134.95%-120.9pp | 419.21%-405.2pp | 35.63%-21.6pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $12,602 | $6,647+89.6% | $8,071+56.1% | $4,297+193.3% |
| Admin fee / account holder | $11,418 | $7,943+43.7% | $13,006-12.2% | $6,935+64.7% |