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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,451 | $159,978-86.0% | $147,041-84.7% | $145,978-84.6% |
| Participation rate | 56.5% | 84.0%-27.5pp | 82.2%-25.6pp | 80.3%-23.8pp |
| Annual return | 15.04% | 98.36%-83.3pp | 419.21%-404.2pp | 550.52%-535.5pp |
| Employer contribution / active EE | $1,414 | $5,288-73.3% | $4,935-71.3% | $4,662-69.7% |
| Participant deferral / active EE | $2,589 | $8,429-69.3% | $8,071-67.9% | $6,690-61.3% |
| Admin fee / account holder | $881 | $15,053-94.1% | $13,006-93.2% | $13,400-93.4% |