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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,520 | $58,311-35.7% | $81,882-54.2% | $80,959-53.7% |
| Participation rate | 95.5% | 63.5%+32.0pp | 72.4%+23.1pp | 67.7%+27.8pp |
| Annual return | 20.72% | 41.85%-21.1pp | 779.47%-758.8pp | 35.67%-15.0pp |
| Employer contribution / active EE | $4,442 | $2,347+89.3% | $2,916+52.3% | $2,757+61.1% |
| Participant deferral / active EE | $13,787 | $3,287+319.4% | $4,323+218.9% | $4,300+220.6% |
| Admin fee / account holder | $876 | $4,752-81.6% | $7,360-88.1% | $6,925-87.3% |