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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,929 | $148,582-9.9% | $135,942-1.5% | $139,456-4.0% |
| Participation rate | 92.3% | 83.9%+8.5pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 17.54% | 79.26%-61.7pp | 68.28%-50.7pp | 373.45%-355.9pp |
| Employer contribution / active EE | $12,185 | $5,245+132.3% | $4,858+150.9% | $4,753+156.4% |
| Participant deferral / active EE | $14,578 | $8,101+79.9% | $7,759+87.9% | $6,711+117.2% |
| Admin fee / account holder | $753 | $12,402-93.9% | $10,764-93.0% | $11,407-93.4% |