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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,079 | $117,829-92.3% | $102,423-91.1% | $145,877-93.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.14% | 31.83%-18.7pp | 29.42%-16.3pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,886 | $3,615-47.8% | $3,023-37.6% | $4,663-59.6% |
| Participant deferral / active EE | $4,699 | $5,732-18.0% | $5,054-7.0% | $6,691-29.8% |
| Admin fee / account holder | $2,805 | $13,335-79.0% | $9,455-70.3% | $13,402-79.1% |