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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,400 | $110,212-94.2% | $96,534-93.4% | $139,466-95.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 29.26% | 26.42%+2.8pp | 25.88%+3.4pp | 373.66%-344.4pp |
| Employer contribution / active EE | $2,505 | $3,620-30.8% | $2,965-15.5% | $4,754-47.3% |
| Participant deferral / active EE | $4,907 | $5,547-11.6% | $4,851+1.1% | $6,712-26.9% |
| Admin fee / account holder | $933 | $11,599-92.0% | $8,253-88.7% | $11,409-91.8% |