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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,747 | $197,625-90.0% | $177,840-88.9% | $158,966-87.6% |
| Participation rate | 72.7% | 88.5%-15.8pp | 87.7%-15.0pp | 82.0%-9.2pp |
| Annual return | 16.60% | 58.76%-42.2pp | 48.32%-31.7pp | 302.95%-286.3pp |
| Employer contribution / active EE | $4,669 | $6,698-30.3% | $5,919-21.1% | $4,762-2.0% |
| Participant deferral / active EE | $8,449 | $8,405+0.5% | $7,714+9.5% | $5,983+41.2% |
| Admin fee / account holder | $1,418 | $15,405-90.8% | $12,431-88.6% | $11,250-87.4% |