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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,121 | $71,878+72.7% | $86,698+43.2% | $68,486+81.2% |
| Participation rate | 79.6% | 72.2%+7.3pp | 76.6%+3.0pp | 67.9%+11.7pp |
| Annual return | -19.36% | 3.53%-22.9pp | 35.95%-55.3pp | -7.85%-11.5pp |
| Employer contribution / active EE | $2,830 | $2,173+30.2% | $2,837-0.3% | $2,597+9.0% |
| Participant deferral / active EE | $8,162 | $3,779+116.0% | $4,656+75.3% | $4,028+102.6% |
| Admin fee / account holder | $2,328 | $6,113-61.9% | $7,493-68.9% | $5,404-56.9% |