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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,884 | $109,372-76.3% | $89,414-71.1% | $158,966-83.7% |
| Participation rate | 41.2% | 74.3%-33.1pp | 68.0%-26.8pp | 82.0%-40.8pp |
| Annual return | 0.00% | 345.55%-345.6pp | 245.50%-245.5pp | 302.95%-302.9pp |
| Employer contribution / active EE | $1,701 | $3,171-46.3% | $2,586-34.2% | $4,762-64.3% |
| Participant deferral / active EE | $4,112 | $4,598-10.6% | $3,890+5.7% | $5,983-31.3% |
| Admin fee / account holder | $501 | $6,156-91.9% | $4,883-89.7% | $11,250-95.6% |