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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,443 | $159,978-75.3% | $147,041-73.2% | $145,978-73.0% |
| Participation rate | 36.8% | 84.0%-47.2pp | 82.2%-45.3pp | 80.3%-43.5pp |
| Annual return | 11.88% | 98.36%-86.5pp | 419.21%-407.3pp | 550.52%-538.6pp |
| Employer contribution / active EE | $1,166 | $5,288-77.9% | $4,935-76.4% | $4,662-75.0% |
| Participant deferral / active EE | $4,699 | $8,429-44.2% | $8,071-41.8% | $6,690-29.8% |
| Admin fee / account holder | $156 | $15,053-99.0% | $13,006-98.8% | $13,400-98.8% |