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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,177 | $183,627-61.2% | $155,602-54.3% | $145,978-51.2% |
| Participation rate | 93.8% | 82.7%+11.1pp | 78.2%+15.5pp | 80.3%+13.5pp |
| Annual return | 757.52% | 61.32%+696.2pp | 64.81%+692.7pp | 550.52%+207.0pp |
| Employer contribution / active EE | $2,792 | $5,316-47.5% | $4,675-40.3% | $4,662-40.1% |
| Participant deferral / active EE | $6,886 | $6,466+6.5% | $5,629+22.3% | $6,690+2.9% |
| Admin fee / account holder | $360 | $19,327-98.1% | $15,923-97.7% | $13,400-97.3% |