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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,650 | $73,848-86.9% | $143,799-93.3% | $68,486-85.9% |
| Participation rate | 45.2% | 66.7%-21.5pp | 80.3%-35.2pp | 67.9%-22.7pp |
| Annual return | -16.30% | 0.91%-17.2pp | -0.04%-16.3pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,199 | $3,184-62.3% | $4,952-75.8% | $2,597-53.8% |
| Participant deferral / active EE | $1,862 | $3,385-45.0% | $5,638-67.0% | $4,028-53.8% |
| Admin fee / account holder | $158 | $5,755-97.3% | $14,677-98.9% | $5,404-97.1% |