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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,912 | $202,460-79.3% | $169,385-75.3% | $139,456-69.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -5.79% | 532.07%-537.9pp | 405.82%-411.6pp | 373.45%-379.2pp |
| Employer contribution / active EE | $1,667 | $4,691-64.5% | $4,012-58.5% | $4,753-64.9% |
| Participant deferral / active EE | $8,545 | $6,938+23.2% | $6,221+37.4% | $6,711+27.3% |
| Admin fee / account holder | $9,210 | $10,719-14.1% | $9,011+2.2% | $11,407-19.3% |