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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,473 | $105,200-86.2% | $159,474-90.9% | $85,847-83.1% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.8%+13.2pp | 69.3%+26.7pp |
| Annual return | 105.52% | 45.08%+60.4pp | 263.68%-158.2pp | 318.61%-213.1pp |
| Employer contribution / active EE | $2,296 | $3,319-30.8% | $4,831-52.5% | $2,565-10.5% |
| Participant deferral / active EE | $6,517 | $5,946+9.6% | $7,353-11.4% | $3,952+64.9% |
| Admin fee / account holder | $601 | $6,934-91.3% | $10,802-94.4% | $6,261-90.4% |