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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,508 | $138,102-33.0% | $125,381-26.2% | $134,532-31.2% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -20.37% | 750.73%-771.1pp | 572.31%-592.7pp | 418.27%-438.6pp |
| Employer contribution / active EE | $1,156 | $5,245-78.0% | $4,815-76.0% | $4,741-75.6% |
| Participant deferral / active EE | $3,164 | $7,801-59.4% | $7,448-57.5% | $6,401-50.6% |
| Admin fee / account holder | $86 | $11,568-99.3% | $10,007-99.1% | $11,429-99.2% |