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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,316 | $84,953-78.4% | $163,379-88.8% | $82,637-77.8% |
| Participation rate | 89.7% | 65.9%+23.7pp | 76.8%+12.8pp | 68.1%+21.6pp |
| Annual return | 13.18% | 23.07%-9.9pp | 63.41%-50.2pp | 53.51%-40.3pp |
| Employer contribution / active EE | $0 | $2,183-100.0% | $3,752-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $4,245 | $4,326-1.9% | $6,282-32.4% | $4,126+2.9% |
| Admin fee / account holder | $7,738 | $7,921-2.3% | $9,818-21.2% | $7,339+5.4% |