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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,716 | $175,257-40.8% | $149,717-30.7% | $139,456-25.6% |
| Participation rate | 20.0% | 83.4%-63.4pp | 78.8%-58.8pp | 80.3%-60.3pp |
| Annual return | 20.72% | 166.70%-146.0pp | 134.41%-113.7pp | 373.45%-352.7pp |
| Employer contribution / active EE | $783 | $5,477-85.7% | $4,820-83.8% | $4,753-83.5% |
| Participant deferral / active EE | $4,500 | $6,521-31.0% | $5,682-20.8% | $6,711-32.9% |
| Admin fee / account holder | $284 | $16,156-98.2% | $13,213-97.9% | $11,407-97.5% |