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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,671 | $102,632-80.8% | $81,988-76.0% | $158,950-87.6% |
| Participation rate | 55.6% | 75.5%-20.0pp | 69.3%-13.7pp | 82.0%-26.4pp |
| Annual return | 23.04% | 61.05%-38.0pp | 41.31%-18.3pp | 302.91%-279.9pp |
| Employer contribution / active EE | $1,488 | $3,241-54.1% | $2,498-40.4% | $4,762-68.8% |
| Participant deferral / active EE | $2,025 | $4,649-56.4% | $3,722-45.6% | $5,983-66.2% |
| Admin fee / account holder | $107 | $8,237-98.7% | $5,665-98.1% | $11,248-99.0% |