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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,875 | $159,978+8.1% | $147,041+17.6% | $145,978+18.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.78% | 98.36%-89.6pp | 419.21%-410.4pp | 550.52%-541.7pp |
| Employer contribution / active EE | $8,877 | $5,288+67.9% | $4,935+79.9% | $4,662+90.4% |
| Participant deferral / active EE | $12,000 | $8,429+42.4% | $8,071+48.7% | $6,690+79.4% |
| Admin fee / account holder | $3,310 | $15,053-78.0% | $13,006-74.6% | $13,400-75.3% |