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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,715 | $98,760+13.1% | $149,715-25.4% | $79,858+39.9% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.5%+13.5pp | 69.6%+26.4pp |
| Annual return | 7.77% | 27.43%-19.7pp | 276.66%-268.9pp | 31.72%-23.9pp |
| Employer contribution / active EE | $10,398 | $3,217+223.2% | $4,645+123.9% | $2,471+320.8% |
| Participant deferral / active EE | $10,084 | $5,681+77.5% | $6,842+47.4% | $3,740+169.6% |
| Admin fee / account holder | $5,801 | $6,053-4.2% | $9,310-37.7% | $5,306+9.3% |