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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,201 | $99,875+36.4% | $146,866-7.3% | $86,983+56.6% |
| Participation rate | 39.3% | 75.8%-36.5pp | 82.5%-43.2pp | 69.5%-30.3pp |
| Annual return | 15.69% | 28.10%-12.4pp | 102.85%-87.2pp | 25.83%-10.1pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $5,282 | $6,322-16.4% | $7,759-31.9% | $4,194+26.0% |
| Admin fee / account holder | $103 | $7,838-98.7% | $13,620-99.2% | $7,856-98.7% |