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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,213 | $105,200-15.2% | $159,474-44.1% | $85,847+3.9% |
| Participation rate | 31.7% | 75.8%-44.1pp | 82.8%-51.1pp | 69.3%-37.6pp |
| Annual return | 13.62% | 45.08%-31.5pp | 263.68%-250.1pp | 318.61%-305.0pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,907 | $5,946-34.3% | $7,353-46.9% | $3,952-1.1% |
| Admin fee / account holder | $9 | $6,934-99.9% | $10,802-99.9% | $6,261-99.9% |