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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,201 | $107,421+26.8% | $182,262-25.3% | $94,015+44.9% |
| Participation rate | 39.3% | 77.8%-38.5pp | 84.2%-44.9pp | 70.8%-31.5pp |
| Annual return | 15.69% | 21.32%-5.6pp | 140.60%-124.9pp | 17.84%-2.2pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,282 | $6,558-19.4% | $8,276-36.2% | $4,249+24.3% |
| Admin fee / account holder | $103 | $8,692-98.8% | $16,712-99.4% | $8,951-98.8% |