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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,087 | $176,120-89.2% | $159,487-88.0% | $167,553-88.6% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 17.82% | 331.95%-314.1pp | 263.71%-245.9pp | 478.89%-461.1pp |
| Employer contribution / active EE | $4,173 | $5,299-21.3% | $4,831-13.6% | $4,840-13.8% |
| Participant deferral / active EE | $7,046 | $7,752-9.1% | $7,354-4.2% | $6,343+11.1% |
| Admin fee / account holder | $3,586 | $12,561-71.5% | $10,804-66.8% | $12,316-70.9% |