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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,234 | $165,399-90.8% | $149,745-89.8% | $158,982-90.4% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 177.86% | 348.34%-170.5pp | 276.72%-98.9pp | 302.99%-125.1pp |
| Employer contribution / active EE | $5,240 | $5,105+2.7% | $4,646+12.8% | $4,763+10.0% |
| Participant deferral / active EE | $7,494 | $7,183+4.3% | $6,843+9.5% | $5,983+25.3% |
| Admin fee / account holder | $5,782 | $10,811-46.5% | $9,312-37.9% | $11,252-48.6% |