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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,591 | $124,980-93.1% | $108,359-92.1% | $154,746-94.4% |
| Participation rate | 85.7% | 75.2%+10.5pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 18.70% | 45.00%-26.3pp | 36.89%-18.2pp | 172.34%-153.6pp |
| Employer contribution / active EE | $1,425 | $2,851-50.0% | $2,399-40.6% | $4,379-67.5% |
| Participant deferral / active EE | $1,425 | $4,743-70.0% | $4,137-65.6% | $6,730-78.8% |
| Admin fee / account holder | $958 | $11,502-91.7% | $9,741-90.2% | $14,365-93.3% |