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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,218 | $106,524-7.8% | $152,301-35.5% | $87,485+12.3% |
| Participation rate | 83.8% | 75.8%+8.0pp | 82.4%+1.3pp | 68.9%+14.9pp |
| Annual return | 18.64% | 26.89%-8.2pp | 80.50%-61.9pp | 26.06%-7.4pp |
| Employer contribution / active EE | $3,083 | $3,371-8.6% | $4,624-33.3% | $2,596+18.7% |
| Participant deferral / active EE | $6,743 | $6,525+3.3% | $8,004-15.7% | $4,274+57.8% |
| Admin fee / account holder | $4,930 | $8,287-40.5% | $14,398-65.8% | $7,775-36.6% |