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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,613 | $89,370-75.8% | $141,197-84.7% | $72,976-70.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.62% | 111.88%-87.3pp | 71.41%-46.8pp | 81.02%-56.4pp |
| Employer contribution / active EE | $1,807 | $3,115-42.0% | $4,736-61.8% | $2,440-25.9% |
| Participant deferral / active EE | $3,532 | $5,419-34.8% | $6,710-47.4% | $3,608-2.1% |
| Admin fee / account holder | $501 | $5,957-91.6% | $10,265-95.1% | $5,124-90.2% |