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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,150 | $176,402-73.3% | $134,162-64.9% | $158,966-70.3% |
| Participation rate | 50.0% | 78.7%-28.7pp | 72.2%-22.2pp | 82.0%-32.0pp |
| Annual return | 0.00% | 63.66%-63.7pp | 36.35%-36.3pp | 302.95%-302.9pp |
| Employer contribution / active EE | $1,440 | $5,042-71.4% | $3,705-61.1% | $4,762-69.8% |
| Participant deferral / active EE | $5,149 | $4,093+25.8% | $3,500+47.1% | $5,983-13.9% |
| Admin fee / account holder | $462 | $8,719-94.7% | $6,685-93.1% | $11,250-95.9% |