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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,217 | $109,863-95.3% | $98,477-94.7% | $167,518-96.9% |
| Participation rate | 87.5% | 75.8%+11.7pp | 73.3%+14.2pp | 82.1%+5.4pp |
| Annual return | 54.55% | 1958.09%-1903.5pp | 1493.59%-1439.0pp | 478.71%-424.2pp |
| Employer contribution / active EE | $1,238 | $3,225-61.6% | $2,961-58.2% | $4,838-74.4% |
| Participant deferral / active EE | $1,415 | $4,673-69.7% | $4,276-66.9% | $6,342-77.7% |
| Admin fee / account holder | $2,079 | $6,755-69.2% | $5,951-65.1% | $12,312-83.1% |