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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,725 | $57,073-16.4% | $85,126-43.9% | $80,925-41.0% |
| Participation rate | 74.2% | 56.4%+17.8pp | 67.5%+6.7pp | 67.7%+6.5pp |
| Annual return | 14.48% | 21.69%-7.2pp | 66.63%-52.2pp | 35.65%-21.2pp |
| Employer contribution / active EE | $2,336 | $1,801+29.7% | $2,731-14.5% | $2,756-15.2% |
| Participant deferral / active EE | $4,096 | $3,113+31.6% | $4,523-9.4% | $4,299-4.7% |
| Admin fee / account holder | $836 | $4,988-83.2% | $6,160-86.4% | $6,940-88.0% |