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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,985 | $93,124-28.1% | $77,100-13.1% | $134,545-50.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -23.77% | 62.68%-86.4pp | 42.35%-66.1pp | 418.37%-442.1pp |
| Employer contribution / active EE | $5,180 | $3,421+51.4% | $2,815+84.0% | $4,742+9.2% |
| Participant deferral / active EE | $5,336 | $5,242+1.8% | $4,430+20.5% | $6,401-16.6% |
| Admin fee / account holder | $833 | $6,970-88.1% | $5,443-84.7% | $11,431-92.7% |