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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,010 | $110,337+2.4% | $102,383+10.4% | $145,877-22.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 38.63% | 24.83%+13.8pp | 24.94%+13.7pp | 551.28%-512.7pp |
| Employer contribution / active EE | $2,640 | $4,216-37.4% | $3,870-31.8% | $4,663-43.4% |
| Participant deferral / active EE | $3,807 | $5,621-32.3% | $5,060-24.8% | $6,691-43.1% |
| Admin fee / account holder | $2,149 | $9,750-78.0% | $8,391-74.4% | $13,402-84.0% |