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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,010 | $111,814+1.1% | $103,378+9.3% | $145,978-22.6% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 38.63% | 24.80%+13.8pp | 24.91%+13.7pp | 550.52%-511.9pp |
| Employer contribution / active EE | $2,640 | $4,215-37.4% | $3,870-31.8% | $4,662-43.4% |
| Participant deferral / active EE | $3,807 | $5,618-32.2% | $5,058-24.7% | $6,690-43.1% |
| Admin fee / account holder | $2,149 | $9,764-78.0% | $8,401-74.4% | $13,400-84.0% |