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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,153 | $106,247-27.4% | $96,515-20.1% | $139,466-44.7% |
| Participation rate | 53.3% | 77.8%-24.5pp | 74.3%-21.0pp | 80.3%-27.0pp |
| Annual return | 17.39% | 38.47%-21.1pp | 35.73%-18.3pp | 373.66%-356.3pp |
| Employer contribution / active EE | $2,880 | $4,106-29.8% | $3,740-23.0% | $4,754-39.4% |
| Participant deferral / active EE | $3,812 | $5,456-30.1% | $4,880-21.9% | $6,712-43.2% |
| Admin fee / account holder | $1,740 | $7,885-77.9% | $6,735-74.2% | $11,409-84.8% |