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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,436 | $39,028-83.5% | $80,741-92.0% | $85,856-92.5% |
| Participation rate | 97.1% | 41.6%+55.5pp | 54.2%+42.9pp | 69.3%+27.7pp |
| Annual return | -15.26% | 26.31%-41.6pp | 87.30%-102.6pp | 318.58%-333.8pp |
| Employer contribution / active EE | $2,435 | $722+237.1% | $1,160+109.9% | $2,565-5.1% |
| Participant deferral / active EE | $2,264 | $1,326+70.7% | $2,145+5.5% | $3,952-42.7% |
| Admin fee / account holder | $520 | $2,429-78.6% | $3,380-84.6% | $6,261-91.7% |