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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,222 | $78,672-54.0% | $109,163-66.8% | $85,856-57.8% |
| Participation rate | 35.2% | 68.3%-33.1pp | 75.9%-40.7pp | 69.3%-34.1pp |
| Annual return | 36.61% | 25.09%+11.5pp | 25.75%+10.9pp | 318.58%-282.0pp |
| Employer contribution / active EE | $1,204 | $2,734-56.0% | $3,723-67.7% | $2,565-53.1% |
| Participant deferral / active EE | $1,974 | $3,467-43.1% | $4,654-57.6% | $3,952-50.0% |
| Admin fee / account holder | $427 | $5,470-92.2% | $6,754-93.7% | $6,261-93.2% |