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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,127 | $156,398-83.9% | $147,318-82.9% | $138,895-81.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.27% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,848 | $4,853-41.3% | $4,593-38.0% | $4,194-32.1% |
| Participant deferral / active EE | $749 | $8,237-90.9% | $7,906-90.5% | $6,396-88.3% |
| Admin fee / account holder | $824 | $14,976-94.5% | $13,708-94.0% | $12,562-93.4% |