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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,384 | $106,247-83.6% | $96,515-82.0% | $139,466-87.5% |
| Participation rate | 52.4% | 77.8%-25.5pp | 74.3%-22.0pp | 80.3%-28.0pp |
| Annual return | 37.24% | 38.47%-1.2pp | 35.73%+1.5pp | 373.66%-336.4pp |
| Employer contribution / active EE | $2,610 | $4,106-36.4% | $3,740-30.2% | $4,754-45.1% |
| Participant deferral / active EE | $3,902 | $5,456-28.5% | $4,880-20.0% | $6,712-41.9% |
| Admin fee / account holder | $47 | $7,885-99.4% | $6,735-99.3% | $11,409-99.6% |