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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,009 | $181,062-70.7% | $158,223-66.5% | $155,188-65.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 19.25% | 57.39%-38.1pp | 52.09%-32.8pp | 148.84%-129.6pp |
| Employer contribution / active EE | $1,845 | $4,565-59.6% | $4,109-55.1% | $4,248-56.6% |
| Participant deferral / active EE | $7,002 | $6,134+14.1% | $5,467+28.1% | $6,531+7.2% |
| Admin fee / account holder | $925 | $18,825-95.1% | $16,047-94.2% | $14,480-93.6% |