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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,664 | $175,259-73.4% | $149,723-68.8% | $139,487-66.5% |
| Participation rate | 55.6% | 83.4%-27.8pp | 78.8%-23.2pp | 80.3%-24.8pp |
| Annual return | 21.07% | 166.82%-145.8pp | 134.50%-113.4pp | 373.84%-352.8pp |
| Employer contribution / active EE | $2,685 | $5,478-51.0% | $4,821-44.3% | $4,755-43.5% |
| Participant deferral / active EE | $5,000 | $6,522-23.3% | $5,682-12.0% | $6,713-25.5% |
| Admin fee / account holder | $645 | $16,158-96.0% | $13,215-95.1% | $11,407-94.3% |